Ardrey Kell Villages, Charlotte NC Townhomes For Sale in Mecklenburg County

Wendy Richards
Charlotte NC/SC Realtor ®
704-604-6115

Ardrey Kell Villages in Ballantyne, South Charlotte NC

Lake Forest Preserve, Weddington NC Homes For Sale (Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Lake Forest Preserve in Weddington, NC (Waxhaw NC 28173 Mailing Address)

Bridle Path Estates at Wyndham Hall Plantation, Marvin NC Homes For Sale (Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Bridle Path Estates at Wyndham Hall Plantation in Marvin, NC (Waxhaw NC 28173 Mailing Address)

Canterfield Creek, Marvin NC Homes For Sale (Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor ®
704-604-6115

Canterfield Creek in Marvin, NC (Waxhaw NC 28173 Mailing Address)

Therrell Farms, Marvin NC Homes For Sale (Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Therrell Farms in Marvin, NC (Waxhaw NC 28173 Mailing Address)

Five Charlotte NC Home Buyer Tips To Improve Your Negotiating Power

Q. What can be difficult and quite easy at the same time?

A. Buying a home in Charlotte NC.

“How can that be?’” you ask.

The difficult part comes in because of the large number of homes a buyer must peruse to find homes best suited for his needs and the difficulties of dealing with mortg age companies once an appropriate unit is found. The easy part is that there are many homes, all available at lower than ever prices. There is more to the market than meets the eye, but a good realtor can help guide you through the process.

Here are 5 steps that can simplify your path to home ownership in Charlotte.

1. Don’t wait to list your home. List it before you begin your quest.

You can find better deals and get better concessions from sellers if you are ready to close and have cash or a commitment in hand for a quick sale. If a seller knows that the process can be done in a minimal amount of time he may be more than willing to grant extra considerations in price, closing costs or other matters.

2. Mortgage pre-approval gives you some leverage power with the seller, and it also indicates what your limits are as far as what homes you can afford. Mortgage companies are behind with their mortgage processing and demand much more information than in the past, so it pays to get it done.

3. Don’t sweat the small stuff. If you find a home with minor issues like paint colors you don’t like or paint that doesn’t suit your fancy, don’t let these issues stand in the way of the sale. If you persist in making small things a condition of the sale, you may turn the seller off.

4. Have the home inspected by a professional licensed inspector who can discover structural and mechanical issues that need repair or are not functioning as they should. This can include furnaces, air conditioners, appliances, water heaters and more. Roofs and basements should be inspected for leaks and septic systems should be in proper working order. You don’t want any surprises after you move in, and a complete inspection should disclose any such issue. At that point, the seller can choose to remedy the situation or you can move on.

5. Look to your realtor for advice on the dollar amount and terms of your offer. Realtors know the limits of a good versus an insulting offer. Be respectful of the seller and his property. A trustworthy realtor can get your offer close to the home’s true market worth.

Count on your realtor to deal with the situation in good faith and with your interest at heart. Her income depends on her performance and your satisfaction. The realtor will do her best to get you the very best price and terms possible. What are you waiting for? Let’s get the process going. This is the best time to buy a home in Charlotte.

Give me a call at 704.604.6115 or an email at wendy@NCCharlotteHomes.com!

Thanks again,

Wendy Richards, Broker/Realtor NC SC

3 Tips for Buying Charlotte Foreclosures


In this age of Charlotte NC home foreclosures and extra precautions from bankers and mortgage companies, many foreclosure home buyers found themselves to be put off by the process. That does not have to be the case if you take some precautionary steps to plan ahead and understand the process.

There are three bits of advice that might help you with your foreclosure dealings.

… Patience Is a Virtue.

Remember that there is no quick way through the process. Because the number of foreclosures are at record highs, processing time has increased dramatically. Demands from regulatory agencies and from the foreclosure banks themselves are much more stringent than in the past.

Title issues must be cleared before the mortgage goes any further. By hiring a qualified real estate attorney to complete the search, you can improve your position in line so to speak. You must remain calm during the process. If you are impatient, foreclosure homes may not be your cup of tea. If you can relax and go with the flow, your wait may prove to be quite rewarding.

… Money Talks.

Banks take a hit to their bottom line with every foreclosure sale they process. They love to hear the word “cash” in the course of negotiations. Cash offers can often result in a lower price for the buyers as banks are eager to accept hard green cash. Cash is fine for the bank’s bottom line and even better for you.

… Go Over The Home’s Condition Before Completing The Contract.

Before your final offer on a foreclosed home, do a walk through inspection. Be sure that you have an escape clause in your contract so that the home you buy is left in the same condition it was during your walk through. Tenants or owners who have lost their homes sometimes do irresponsible things before moving out. Some homes fall victim to burglars who strip homes of appliances and wiring then sell the stolen goods online or to salvage yards. With an escape clause, you can walk away from the deal if you find issues.

A foreclosure can be a marvelous thing for a buyer who understands the process and has the patience and restraint to take things in stride. Type A personalities might need to temper their eagerness. A competent realtor can help guide you through the maze of obstacles and make your experience a positive one. That’s what Realtors do.

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Briarcrest Homes For Sale in Union County

(Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Briarcrest in Union County (Waxhaw NC 28173 Mailing Address)

Walden Pond, Union County NC Homes For Sale

(Waxhaw NC 28173 Mailing Address)

Wendy Richards
Charlotte NC/SC Realtor
704-604-6115

Walden Pond in Waxhaw, NC 28173

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